Despite a negative credit rating, you don't have to go without the latest smartphone. But it is still difficult for people with bad credit ratings to get hold of the latest smartphone devices. In particular, the large network operators regularly reject a mobile phone contract with hardware without a positive credit score. Here it is worth looking at the smaller providers who accept customers despite credit problems. With these, the chance is many times higher.

A mobile phone contract despite negative credit bureau “Is that even possible?” Today, many consumers can hardly imagine life without a smartphone. But what happens when the credit rating is limited and negative entries get in the way of the new smartphone? Are there providers who sell mobile phones and contracts to people who have a low credit rating? Yes, it is possible and we will show you how to get contract phones for bad credit.

Here we give you five useful tips that you should consider with a mobile phone and phone contract in bad credit:

Before concluding a contract, always check your individual usage behavior and choose your mobile phone and tariff exactly according to your requirements - this will protect you against further costs in the long term.

With or without a mobile phone: If you already have a smartphone at home with which you are satisfied, then consider buying a new mobile phone carefully. If your model is technically up-to-date, it is more worthwhile to only conclude a mobile phone contract without the credit check in order to save costs.

Prepaid or contract: Think in advance whether you want to commit yourself to one provider for the long term or prefer to choose flexibly between the providers. In the second case, a prepaid tariff is worthwhile. Otherwise, you should lookout for a contract.

Mobile phone with the latest technology or old model: If you don't have a smartphone at home and want to buy a mobile phone while your credit score is bad, then it doesn't always have to be the latest model. If you do not care about the technical characteristics of a mobile phone, and a device for making calls and with simple functions is completely sufficient for you, then you would prefer to use a cheaper model. If, on the other hand, you value newer technology, a predecessor model from Samsung or Apple will probably do the same.

Compare the prices: Especially with a mobile phone with bad credit, consumers should always compare the prices before signing a mobile phone contract in order to be able to find the most cost-effective offer for their own requirements. Especially with a contract with a minimum contract term, it would be very annoying if you are tied to a cost-intensive provider for 24 months, but the competition demands much less for the same services.

Even when buying a cell phone or concluding a phone contract, the mobile phone provider always asks the credit score of its potential customers to check it. On the basis of this, the provider then decides whether to grant you the contract or prefer to refrain from it. If your personal credit score is rather weak, you shouldn't despair and still request a mobile phone contract from various providers that offer contract phones for bad credit.